跨专业友好！港大金融学视频面试问题解析！

前几天给大家陆续整理了港大提前批家庭财富管理、会计学、市场营销、全球管理、经济学专业视频面试的要点：

48h极限提交？港大FWM专业视频面试问题解析！用两套标准筛选？港大FWM专业视频面试问题解析！

（递交申请后收到的邮件通知）

面试题目速览：

Q1: What do you think is your strength? （你觉得你的优势是什么？）

Q2: What's your five-year plan? （你的五年规划是什么？）

Q3: Imagine you're a financial advisor, and a client asks whether they should invest in bonds or equities during an economic downturn. How would you advise them? （假设你是理财顾问，客户问在经济衰退期间应该投资债券还是股票，你会如何建议？）

港大金融学硕士欢迎跨专业申请，但最理想背景为经济、金融、会计、数学等相关专业。

作为香港最具竞争力的金融项目之一，为学生提供深入了解金融市场、掌握实务技能的优质平台，非常想进入志向投行、资管、咨询、风控等领域发展的同学。

相关专业背景的申请者具有天然优势；跨专业申请者（如计算机、工程、社科等）只要具备充足的金融实习经验或相关学术研究，同样有很大录取机会。

接下来，我们就一起来看看具体的答题思路和回答示例吧！

【相关问题和要求】

【格式要求】

递交申请后大约48小时内完成，3个视频，每个不超过1.5分钟和不超过150MB，必须是MP4格式。

跨专业友好！港大金融学视频面试问题解析！

（一些general提醒）

【核心要点】

我们详细介绍过港大的金融学项目：

跨专业友好！26Fall港大金融学宣讲会信息总结

金融和金融科技共用一个题库！题型是2道行为面试+1道金融市场讨论。差异化回答，体现专业技能和软实力是关键。

核心要点：

①要有逻辑地讨论金融市场，展现深层的商业洞察和专业技能；

②港大商学院特别看重匹配度，你的故事一定要个性化和详细；

③要体现独特的软实力故事，避免落俗套，杜绝回答同质化；

④Video面试也在考察表达逻辑和自信从容的面试状态。

【问题分析及应对策略】

【问题1】

What do you think is your strength?

你觉得你的优势是什么？

这道题考什么：

行为面试题，考察你的核心能力，特别是在金融领域的分析和执行能力。

怎么回答：

先点题：把优势表达成可执行的能力，比如"我擅长把复杂信息整理成可落地的决策方案"

举个具体例子：描述一段相关经历，说清楚当时的场景和问题

展示方法：说明你的两步关键动作✅ 怎么把问题拆解细化✅ 用了什么简单模型或规则（比如设定阈值、制作清单、建立估值框架等）

展示结果：给出可验证的成果，形成"做法到效果"的完整闭环

迁移应用：把这套方法对应到金融场景（估值分析、投资组合再平衡、风险管控等），强调"同样会先明确目标和约束，用小模型验证，再制定可执行的策略"

问题1回答示例：

My strength is turning messy data into decisions that hold up under scrutiny. In a month-end close at a Hong Kong retailer, sales, inventory, and the ledger rarely lined up during promotions. I built a repeatable toolkit, Power Query, to clean POS exports, a contribution-margin view by SKU, and a simple exception matrix for tax codes and cut-offs. We prioritised the highest-risk items first, set materiality thresholds, and documented fixes, so reviewers saw a clear audit trail. That reduced reconciling items in the next cycle and gave the team a template they kept.

I bring the same discipline to finance work: define the question, build a small model that survives edge cases, and convert outputs into an action, rebalance, hedge, or pass. In your programme, I want to push this further in Investment Analysis & Portfolio Management and Corporate Finance & Asset Valuation, then pressure-test my risk thinking in Derivative Securities and Risk Management so my recommendations are both numerate and executable.

【问题2】What's your five-year plan?

你的五年规划是什么？

这道题考什么：

行为面试题，考察你的职业规划和对金融行业发展路径的理解。

怎么回答：

总述目标：用一句话概括各阶段大目标（比如先学会基础技能，再在岗位上实践，最后承担更重要职责）

分阶段详述：✅ 第1年：学习补充和考证方面的具体计划✅ 第2-3年：在相关岗位承担可量化的工作（比如久期管理、对冲策略、资本结构建议等）✅ 3-5年：展望主导更深层项目工作的可能性

连接现在：把学校的课程、毕业项目等关联到规划中，证明计划的可行性

问题2回答示例：

In year one, I’ll use the knowledge gained from your programme to deepen three pillars: valuation and portfolio construction, fixed-income and derivatives for risk transfer, and one programming lane for data work. Concretely, I plan to ship two decision-grade memos, an equity valuation note, and a rates/credit risk brief, and pass at least CFA Level I while building a small backtesting library from coursework.

From years one to three, I aim to start as an analyst in asset management, bank Treasury/Risk, or corporate finance roles where I can apply models to real balance sheets. My milestones are owning parts of an investment or hedging process, writing publishable internal notes, and passing the next CFA stage.

By years three to five, I want to be an associate leading a narrow but deep lane, either factor/quant overlays for portfolios, or capital structure and risk policy for corporates, linking performance to risk-adjusted metrics and post-trade reviews. The goal isn’t titles; it’s shipping analyses that teams actually use. Your capstone and practitioner exposure make that trajectory realistic.

【问题3】

Imagine you're a financial advisor, and a client asks whether they should invest in bonds or equities during an economic downturn. How would you advise them?

假设你是理财顾问，客户问在经济衰退期间应该投资债券还是股票，你会如何建议？

这道题考什么：

金融市场讨论题！考察你的专业判断能力、市场理解和投资建议框架，要展现深层商业洞察。

怎么回答：

总述原则：说明会根据客户的投资目标、时间期限、现金需求等因素来判断

有逻辑地分析市场：针对长期和短期投资倾向给出相应建议：✅ 分析债券和股票在经济下行期的不同表现特点和底层逻辑✅ 根据客户具体情况给出配置建议，体现专业技能

深层商业洞察：提及会用到的专业分析手段和评估方法，展现对金融市场的深度理解

学习连接：关联到硕士课程学习和未来实习中会用同样框架做情景分析和投资复盘

问题3回答示例：

I would start like a real advisor with your investment policy: goal, horizon, liquidity, tax, constraints, and how you felt in past drawdowns. Without that, asset choices are guesses. If your horizon is long and your emergency cash is set, a downturn often means rebalance back to target and average into quality equities while keeping diversification—think broad markets with a quality or low-vol tilt. If your horizon is short or you have near-term liabilities, we would emphasise high-quality bonds with short-to-intermediate duration to stabilise cash flows and avoid concentrated credit risk; be cautious with high yield when spreads are widening.

We would run scenarios and stress tests, historical drawdowns and rate shocks, so you see the trade-offs in return, volatility, and max drawdown. We would also plan decision rules in advance: thresholds for rebalancing, and caps on single-sector exposure to avoid panic trades. In your programme, I’ll refine this playbook in Fixed Income & Interest Rate Modelling, Risk Management for VaR and drawdown control, and Investment Analysis & Portfolio Management to connect valuation signals with disciplined execution. Of course, final advice depends on your personal IPS, but the framework won’t change.

【视频录制注意点】

【内容框架（以90秒为例）】

￮开场陈述（5-10秒）：直奔主题，明确表述观点或经历。

￮具体事例（60秒左右）：讲述简洁、有细节，体现个人亮点。

￮收尾总结（15秒左右）：强调你从经历中获得的能力，或与你申请该专业的关联度。

【语言表达】

￮英文表达清晰、语速适中，避免用太复杂的长句，结构清楚易理解；

￮语气积极、真诚、自信，适度使用强调词，增强说服力。

【视觉与仪态】

￮穿着正式得体，面部表情自然，眼神有交流感；

￮视频背景干净简洁、光线柔和均匀，避免杂乱或光线不足；

￮避免明显阅读或背诵稿件感，流畅自然为佳。